Save for your first home

Market-leading Lifetime ISA

Save for your first home with Multiply. You can open a market-leading Lifetime ISA through the app and start building your deposit with auto saves and roundups.

Your homebuying plan will help you track your progress and navigate each step of the homebuying journey, from building your credit score to finding the best mortgage deal.

Transfer your ISA

Switch to the market-leading Lifetime ISA in a few taps. Just sign up to Multiply, tell us the account number and provider for your existing account, and we’ll do the rest.

You can transfer any type of ISA into a Unity Mutual Lifetime ISA, including:

  • Lifetime ISA
  • Help to Buy ISA
  • Cash ISA
  • Stocks & Shares ISA

Instant access pot

Earn 0.5% returns

The instant access pot pays 0.5% returns and keeps your cash safe for emergencies and short-term goals.

It’s an e-wallet that offers instant withdrawals. It’s provided by Modulr Finance and comes as standard with your Multiply account.

The instant access pot is also the hub account for all your Multiply savings and investments - any top-ups or auto saves to your other products go via this pot.

Transparent Fees

Multiply savings pot


Lifetime ISA


Not a spending tracker.
Not a budgeting app.
Not a bank.
Not a robo advisor.
Multiply is everything you ought to be doing with your money.